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Local Car Loans arrange car finance anywhere.



  • Cairns
  • Townsville
  • Mackay
  • Mt Isa
  • Rockhampton
  • Gladstone
  • Bundaberg
  • Hervey Bay
  • Maryborough
  • Sunshine Coast
  • Brisbane
  • Toowoomba
  • Ipswich
  • Mount Gravatt Southport
  • Gold Coast
  • Newcastle
  • Coffs Harbour
  • Sydney
  • Adelaide
  • Perth
  • Fremantle
  • Broome
  • Karratha
  • Port Hedland
  • Melbourne
  • Geelong

Local Car Loans specialise in the origination of loans and leases for the purchases of motor vehicles of both personal and business use. We also do boats, trucks, buses and motorcycles.


When purchasing a car, car buyers often only get to consider the one finance product offered by the car dealership or use their bank's personal loan product. Because car loans vary dramatically in terms of rates, fees, how many repayments and credit guidelines; it pays to understand the product options available so that you choose a car loan that's right for you. If your bank will approve you, 99% of the time we will get you an approval and beat the bank!


Local Car Loans is fully accredited, licenced and authorised to deal in finance and insurance. LCL has access to over 30 different auto loan financial institutions and insurance underwriters.


Our range of financiers have many different products including:

  • Secured Car Loans
  • Personal Loans
  • Chattel Mortgage
  • Finance Lease
  • Hire Purchase
  • Novated Lease

As a result of this wide range of options, you can be assured that Local Car Loans will match your individual circumstances with the best product available so we can get you driving your car sooner.


Our professionally trained staff are not only experienced in the available car loan products but also the car buying process. Whether you're purchasing your vehicle from a car dealership, auction house or privately, Local Car Loans will manage the process from loan application through to settlement. Local Car Loans can also assist by providing vehicle insurance, vehicle valuation guides, title checks, or organising vehicle inspections.


Just call us…

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